The Top Discounts Most Homeowners Don’t Know They Qualify For
The Top Discounts Most Homeowners Don’t Know They Qualify For
As a homeowner, every dollar counts—especially when it comes to protecting what matters most. At Edward Wilkins Insurance in Frankfort, Illinois, we see too many families paying more than they need to for coverage, simply because they don’t know the hidden discounts they already qualify for.
1. Home Security & Safety Upgrades
- Burglar Alarms & Smart Cameras: Modern home monitoring devices don’t just keep your property safe; they can knock 5–10% off your premium.
- Smoke Detectors & Water Leak Sensors: Early-warning tech isn’t just smart—it’s savings! Ask if your policy gives credit for these upgrades.
2. Claims-Free Loyalty
Have you gone several years without filing a home claim? Many carriers—including Farmers®—reward safe homeowners with discounts that increase over time. Even if you thought of filing a claim but didn’t, you may still qualify.
3. Bundle Policies For Bigger Savings
Bundling your home, auto, motorcycle, or even business insurance doesn’t just make life simpler—it can result in 15–25% off combined premiums, depending on your policies and region (including Frankfort, Tinley Park, Mokena, and New Lenox).
4. Roof Condition & Recent Updates
If you’ve replaced your roof, HVAC, or upgraded electrical and plumbing systems lately, you could be eligible for major discounts. Insurers love a well-maintained home because it reduces risk—and you deserve to be rewarded!
5. New Home or Renovation Credits
Did you buy your home within the last 10 years or recently complete substantial renovations? There are special credits available for newer homes and updates—many homeowners never realize how much this can add up on their bill.
6. Paperless and Automatic Payment Incentives
Going green with digital documents and setting up autopay saves you money—and lowers admin costs for your insurer. Ask about these easy-to-activate discounts!
7. Community-Focused Credits
- Members of local associations? Alumni, teachers, first responders, or local business owners in the Southland often qualify for special homeowners credits.
- Retirement-aged discount: Many insurance companies give extra savings for retirees who spend more time at home, reducing burglary/fire risk.
Why Don’t Most Homeowners Know?
- Discounts often vary by region and insurer—local expertise matters.
- Policies are sold “off the shelf” by national call centers—missing the personal touch you get with a local agent.
- Tech updates outpace older policies—AI and analytics can reveal savings you’ve overlooked.
At Edward Wilkins Insurance, we combine the power of AI-driven analysis with real local knowledge so you never miss a discount you deserve.
Ready to See How Much You Could Save?
Let’s uncover the savings you might be missing! Schedule a personalized policy review today and let our AI-driven technology + local team make sure you’re protected...and not overpaying.
Serving Frankfort, Tinley Park, Mokena, New Lenox and all surrounding communities — with trusted service you can’t get from a call center.
