The Wilkins Journal

Market Value vs. Replacement Cost: Decoding Home Insurance for Illinois Homeowners

Market Value vs. Replacement Cost: Decoding Home Insurance for Illinois Homeowners

Market Value vs. Replacement Cost: Decoding Home Insurance for Illinois HomeownersEmily Carter
Published on: 20/10/2025

Understand the crucial difference between market value and replacement cost in home insurance. Find out which coverage protects Illinois homeowners best, and how local expertise and AI help Edward Wilkins Insurance prevent costly coverage gaps.

5 Real-Life Claims That Show Why Home Insurance Matters

5 Real-Life Claims That Show Why Home Insurance Matters

5 Real-Life Claims That Show Why Home Insurance MattersEmily Carter
Published on: 13/10/2025

Discover five true stories that demonstrate the real-world value of home insurance for Illinois families, along with expert insights from Edward Wilkins Insurance.

Cutting Insurance to Save Money? Here’s What You Risk Losing

Cutting Insurance to Save Money? Here’s What You Risk Losing

Cutting Insurance to Save Money? Here’s What You Risk LosingEmily Carter
Published on: 02/10/2025

Discover why a growing number of Americans are dropping or downgrading insurance policies, what types of insurance are most affected, the true costs of going uninsured, and how to make smarter coverage decisions—even when money is tight. Essential reading for families and insurance professionals.

Floods, Fires & Storms: Do You Have the Right Protection?

Floods, Fires & Storms: Do You Have the Right Protection?

Floods, Fires & Storms: Do You Have the Right Protection?Emily Carter
Published on: 29/09/2025

Discover expert insights from Edward Wilkins Insurance on protecting your home, business, and lifestyle assets from floods, fires, and storms. Learn why coverage gaps can cost you, how local advocacy matters, and how modern insurance agencies use AI for better service. Serving Frankfort, Tinley Park, and surrounding Illinois communities.