Your Local Frankfort Insurance Agency

Also Serving Tinley Park, Orland Park, Mokena & New Lenox

For more than a decade, the team at Edward Wilkins has helped families and businesses in Frankfort and the southwest suburbs get clear, reliable coverage with Farmers® Insurance — right here at home.

Insurance Shouldn’t Be Confusing — Or Distant

Insurance gaps only show up when it’s too late.

Don’t wait until after an accident or storm to realize your coverage fell short.


As your local Farmers® agent in Frankfort, Edward and his team make sure families stay protected when it matters most.

Call Centers Don’t Know Your Neighborhood

Big 1-800 numbers treat you like a file, not a neighbor. With Edward, you get real local guidance right here in Frankfort.

Cheap Plans Disappear When You Need Them

Cheap online insurance looks good until the fine print leaves you stranded. Edward makes sure your coverage is there when it counts.

Don’t Wait Until Disaster Strikes

Too many families only find gaps after an accident or storm. Get protected now — before you’re paying out of pocket.

Meet Edward Wilkins — Your Local Guide in Insurance

Serving Frankfort & Southwest Suburbs Since 2012.

For more than a decade, Edward and his team have been helping families and businesses in Frankfort, Tinley Park, Orland Park, Mokena, and New Lenox protect what they’ve worked hard for.

As your local Farmers® Insurance agency since 2012, the team at Edward Wilkins brings national strength backed by personal attention. You’ll never be routed to a call center — when you call, you talk directly to The Wilkins Group, right here in Frankfort.

Coverage Made Simple for Local Families & Businesses

No matter where you live in Chicago’s southwest suburbs, Edward makes coverage simple:

Home/Renters Insurance

Safeguard your home, condo, or apartment with flexible protection for where you live.

Auto Insurance

Protect your car and family with reliable coverage and award-winning claims service.

Motorcycle Insurance

Ride with confidence thanks to coverage for your bike, accessories, and trip interruptions.

Umbrella Insurance

Add an extra layer of security that shields you from life’s unexpected and costly “what ifs.”

Life Insurance

Plan ahead with term or whole life options designed to protect your loved ones long into the future.

Business Insurance

Secure your business with property, liability, and Buy-Sell Agreement protection you can count on.

Every year, rates change. Don’t miss the chance to lock in coverage before premiums rise.

Specialty & Adventure Coverage

From boats and personal watercraft to RVs, ATVs, and 5th wheels — Edward offers specialized coverage designed for the way locals in Frankfort, Tinley Park, Orland Park, Mokena, and New Lenox actually live. Don’t find out too late that your weekend toys weren’t fully covered.

Boats & Watercraft

Protection for your boat, jet ski, or personal watercraft so you can enjoy the water worry-free.

RVs & Motorhomes

Coverage for your RV, camper, or motorhome whether you’re parked, in storage, or on the move.

ATVs & Off-Road Vehicles

Specialized protection for your four-wheelers and off-road vehicles built for recreation and adventure.

Trailers & 5th Wheels

Coverage for travel trailers and 5th wheels so your getaways go off without a hitch and stay on track.

Why Your Neighbors Choose The Wilkins Group

Trusted by families and businesses across Frankfort, Tinley Park, Orland Park, Mokena, and New Lenox since 2012.

Local Service, National Strength

Backed by Farmers® but rooted right here in Frankfort.

Trusted for More Than a Decade

Serving families and businesses since 2012.

Always Here, Always Accessible

Available Monday–Friday, 8:30 AM–5:30 PM.

Personalized Policy Quotes

Every policy tailored to your needs.

Focused On the Local Community

Serving Frankfort, Tinley Park, Orland Park, Mokena & New Lenox.

Real People, No Call Centers

When you call, you talk to Edward’s team directly.

Illinois family reviewing home insurance coverage with expert

What Every Illinois Homeowner Should Know About Insurance Coverage

October 27, 20250 min read

What Every Illinois Homeowner Should Know About Insurance Coverage

Homeowner’s insurance isn't just another bill—it’s the foundation of your household's financial security. Homeownership in Illinois comes with unique challenges and risks, from unpredictable Midwest weather to rapidly shifting property values. At Edward Wilkins Insurance, we believe in empowering you with the right knowledge—helping you protect what matters most by closing coverage gaps and tailoring solutions for our Frankfort, Tinley Park, Orland Park, and Mokena neighbors.


1. Why Coverage Matters More Than Cost

It’s easy to be tempted by “cheap” online quotes promising rock-bottom premiums—but our decade-plus experience serving Illinois families proves: what’s not in your policy can cost you far more when disaster strikes. The right insurance is about protection, not price alone. We routinely help clients avoid costly gaps—like missing sewer backup coverage or underestimated replacement costs—that could have left them exposed to five-figure surprises.

2. Know Your Illinois Risks—And How to Cover Them

  • Severe Weather: Tornadoes, hail, and flooding can turn lives upside down. Standard policies often exclude flood damage; ask about supplemental coverage for basement protection.
  • Rising Rebuild Costs: Construction and labor prices keep climbing. A policy from 5 years ago may leave you underinsured after a loss. We review and update actual home replacement values yearly.
  • Liability Surprises: Dog bites, falls, or even volunteer activities can lead to lawsuits. Bundling umbrella insurance with your homeowners increases peace of mind.

3. Personalized Solutions—Not 1-800 Numbers

At Edward Wilkins Insurance, you talk to a real Frankfort-area expert every time, not a distant call center. Our process is tailored, transparent, and deeply rooted in community advocacy.

  • We explain confusing policy terms in plain English.
  • You get hands-on help after a claim—no call center runaround.
  • We monitor local market trends that directly impact Illinois homeowners, then adjust your policy as needed.

4. AI-Powered Coverage Reviews (The Future Is Here!)

We're not just community-driven; we're also technology-forward. Our agency leverages AI-powered analytics to spot gaps, optimize discounts, and flag emerging risks before you feel them in your wallet. It’s how we make sure your insurance evolves as quickly as your needs—and the world around you.

Schedule a demo illustration

Ready to Review Your Coverage?

Let us show you our local, tech-powered approach to protecting your home and family—without the high-pressure sales talk.

Schedule Your Free Consult

5. Community-Rooted. Nationally Respected.

With over a decade serving Frankfort, Tinley Park, Orland Park, and Mokena, we combine the financial muscle of Farmers® Insurance with the attention and advocacy of a true neighbor. Join the many Illinois families who trust us to protect what matters most—with the right coverage, at the right time, every time.


For more expert tips and honest answers, browse our blog or speak to a local advisor today.

Illinois homeowners insurance, home insurance Frankfort IL, avoiding coverage gaps, AI insurance reviews, Midwest home insurance, Edward Wilkins Insurance, best Illinois insurance agency
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Emily Carter

Emily Carter is a results-driven marketing strategist with a passion for building authentic connections between brands and their audiences. With expertise in digital advertising, content strategy, and client relationship management, she has helped businesses across multiple industries increase visibility and revenue. Known for her collaborative approach and problem-solving skills, Emily thrives in fast-paced environments and enjoys mentoring colleagues to achieve both personal and organizational goals.

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Testimonials

Don’t take our word for it, hear what our happy clients have to say...

"I have worked with the SLP team for years. They have always provided me with great advise and there service as be the best around."

Nathan Klug

"I always hate having to renew my insurance, but the SLP Insurance team has made it easy for me to take care of all my needs in one place. Thanks!"

Kenneth McCreery

The right coverage can’t wait until after an accident or storm. Protect your family and business today with Edward Wilkins — your local Farmers® Insurance agent in Frankfort.

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