Your Local Frankfort Insurance Agency

Also Serving Tinley Park, Orland Park, Mokena & New Lenox

For more than a decade, the team at Edward Wilkins has helped families and businesses in Frankfort and the southwest suburbs get clear, reliable coverage with Farmers® Insurance — right here at home.

Insurance Shouldn’t Be Confusing — Or Distant

Insurance gaps only show up when it’s too late.

Don’t wait until after an accident or storm to realize your coverage fell short.


As your local Farmers® agent in Frankfort, Edward and his team make sure families stay protected when it matters most.

Call Centers Don’t Know Your Neighborhood

Big 1-800 numbers treat you like a file, not a neighbor. With Edward, you get real local guidance right here in Frankfort.

Cheap Plans Disappear When You Need Them

Cheap online insurance looks good until the fine print leaves you stranded. Edward makes sure your coverage is there when it counts.

Don’t Wait Until Disaster Strikes

Too many families only find gaps after an accident or storm. Get protected now — before you’re paying out of pocket.

Meet Edward Wilkins — Your Local Guide in Insurance

Serving Frankfort & Southwest Suburbs Since 2012.

For more than a decade, Edward and his team have been helping families and businesses in Frankfort, Tinley Park, Orland Park, Mokena, and New Lenox protect what they’ve worked hard for.

As your local Farmers® Insurance agency since 2012, the team at Edward Wilkins brings national strength backed by personal attention. You’ll never be routed to a call center — when you call, you talk directly to The Wilkins Group, right here in Frankfort.

Coverage Made Simple for Local Families & Businesses

No matter where you live in Chicago’s southwest suburbs, Edward makes coverage simple:

Home/Renters Insurance

Safeguard your home, condo, or apartment with flexible protection for where you live.

Auto Insurance

Protect your car and family with reliable coverage and award-winning claims service.

Motorcycle Insurance

Ride with confidence thanks to coverage for your bike, accessories, and trip interruptions.

Umbrella Insurance

Add an extra layer of security that shields you from life’s unexpected and costly “what ifs.”

Life Insurance

Plan ahead with term or whole life options designed to protect your loved ones long into the future.

Business Insurance

Secure your business with property, liability, and Buy-Sell Agreement protection you can count on.

Every year, rates change. Don’t miss the chance to lock in coverage before premiums rise.

Call Us (708) 377-9748

Specialty & Adventure Coverage

From boats and personal watercraft to RVs, ATVs, and 5th wheels — Edward offers specialized coverage designed for the way locals in Frankfort, Tinley Park, Orland Park, Mokena, and New Lenox actually live. Don’t find out too late that your weekend toys weren’t fully covered.

Boats & Watercraft

Protection for your boat, jet ski, or personal watercraft so you can enjoy the water worry-free.

RVs & Motorhomes

Coverage for your RV, camper, or motorhome whether you’re parked, in storage, or on the move.

ATVs & Off-Road Vehicles

Specialized protection for your four-wheelers and off-road vehicles built for recreation and adventure.

Trailers & 5th Wheels

Coverage for travel trailers and 5th wheels so your getaways go off without a hitch and stay on track.

Why Your Neighbors Choose The Wilkins Group

Trusted by families and businesses across Frankfort, Tinley Park, Orland Park, Mokena, and New Lenox since 2012.

Local Service, National Strength

Backed by Farmers® but rooted right here in Frankfort.

Trusted for More Than a Decade

Serving families and businesses since 2012.

Always Here, Always Accessible

Available Monday–Friday, 8:30 AM–5:30 PM.

Personalized Policy Quotes

Every policy tailored to your needs.

Focused On the Local Community

Serving Frankfort, Tinley Park, Orland Park, Mokena & New Lenox.

Real People, No Call Centers

When you call, you talk to Edward’s team directly.

A cheerful local insurance agent reviewing homeowner discount options with a client, surrounded by icons of a house, shield, and smart devices

The Top Discounts Most Homeowners Don’t Know They Qualify For

Insurance Insights
September 11, 2025•0 min read

The Top Discounts Most Homeowners Don’t Know They Qualify For

As a homeowner, every dollar counts—especially when it comes to protecting what matters most. At Edward Wilkins Insurance in Frankfort, Illinois, we see too many families paying more than they need to for coverage, simply because they don’t know the hidden discounts they already qualify for.

1. Home Security & Safety Upgrades

  • Burglar Alarms & Smart Cameras: Modern home monitoring devices don’t just keep your property safe; they can knock 5–10% off your premium.
  • Smoke Detectors & Water Leak Sensors: Early-warning tech isn’t just smart—it’s savings! Ask if your policy gives credit for these upgrades.

2. Claims-Free Loyalty

Have you gone several years without filing a home claim? Many carriers—including Farmers®—reward safe homeowners with discounts that increase over time. Even if you thought of filing a claim but didn’t, you may still qualify.

3. Bundle Policies For Bigger Savings

Bundling your home, auto, motorcycle, or even business insurance doesn’t just make life simpler—it can result in 15–25% off combined premiums, depending on your policies and region (including Frankfort, Tinley Park, Mokena, and New Lenox).

4. Roof Condition & Recent Updates

If you’ve replaced your roof, HVAC, or upgraded electrical and plumbing systems lately, you could be eligible for major discounts. Insurers love a well-maintained home because it reduces risk—and you deserve to be rewarded!

5. New Home or Renovation Credits

Did you buy your home within the last 10 years or recently complete substantial renovations? There are special credits available for newer homes and updates—many homeowners never realize how much this can add up on their bill.

6. Paperless and Automatic Payment Incentives

Going green with digital documents and setting up autopay saves you money—and lowers admin costs for your insurer. Ask about these easy-to-activate discounts!

7. Community-Focused Credits

  • Members of local associations? Alumni, teachers, first responders, or local business owners in the Southland often qualify for special homeowners credits.
  • Retirement-aged discount: Many insurance companies give extra savings for retirees who spend more time at home, reducing burglary/fire risk.

Why Don’t Most Homeowners Know?

  • Discounts often vary by region and insurer—local expertise matters.
  • Policies are sold “off the shelf” by national call centers—missing the personal touch you get with a local agent.
  • Tech updates outpace older policies—AI and analytics can reveal savings you’ve overlooked.

At Edward Wilkins Insurance, we combine the power of AI-driven analysis with real local knowledge so you never miss a discount you deserve.

Ready to See How Much You Could Save?

Let’s uncover the savings you might be missing! Schedule a personalized policy review today and let our AI-driven technology + local team make sure you’re protected...and not overpaying.

Serving Frankfort, Tinley Park, Mokena, New Lenox and all surrounding communities — with trusted service you can’t get from a call center.

blog author image

Emily Carter

Emily Carter is a results-driven marketing strategist with a passion for building authentic connections between brands and their audiences. With expertise in digital advertising, content strategy, and client relationship management, she has helped businesses across multiple industries increase visibility and revenue. Known for her collaborative approach and problem-solving skills, Emily thrives in fast-paced environments and enjoys mentoring colleagues to achieve both personal and organizational goals.

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Testimonials

Don’t take our word for it, hear what our happy clients have to say...

"I have worked with the SLP team for years. They have always provided me with great advise and there service as be the best around."

Nathan Klug

"I always hate having to renew my insurance, but the SLP Insurance team has made it easy for me to take care of all my needs in one place. Thanks!"

Kenneth McCreery

The right coverage can’t wait until after an accident or storm. Protect your family and business today with Edward Wilkins — your local Farmers® Insurance agent in Frankfort.

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