Your Local Frankfort Insurance Agency

Also Serving Tinley Park, Orland Park, Mokena & New Lenox

For more than a decade, the team at Edward Wilkins has helped families and businesses in Frankfort and the southwest suburbs get clear, reliable coverage with Farmers® Insurance — right here at home.

Insurance Shouldn’t Be Confusing — Or Distant

Insurance gaps only show up when it’s too late.

Don’t wait until after an accident or storm to realize your coverage fell short.


As your local Farmers® agent in Frankfort, Edward and his team make sure families stay protected when it matters most.

Call Centers Don’t Know Your Neighborhood

Big 1-800 numbers treat you like a file, not a neighbor. With Edward, you get real local guidance right here in Frankfort.

Cheap Plans Disappear When You Need Them

Cheap online insurance looks good until the fine print leaves you stranded. Edward makes sure your coverage is there when it counts.

Don’t Wait Until Disaster Strikes

Too many families only find gaps after an accident or storm. Get protected now — before you’re paying out of pocket.

Meet Edward Wilkins — Your Local Guide in Insurance

Serving Frankfort & Southwest Suburbs Since 2012.

For more than a decade, Edward and his team have been helping families and businesses in Frankfort, Tinley Park, Orland Park, Mokena, and New Lenox protect what they’ve worked hard for.

As your local Farmers® Insurance agency since 2012, the team at Edward Wilkins brings national strength backed by personal attention. You’ll never be routed to a call center — when you call, you talk directly to The Wilkins Group, right here in Frankfort.

Coverage Made Simple for Local Families & Businesses

No matter where you live in Chicago’s southwest suburbs, Edward makes coverage simple:

Home/Renters Insurance

Safeguard your home, condo, or apartment with flexible protection for where you live.

Auto Insurance

Protect your car and family with reliable coverage and award-winning claims service.

Motorcycle Insurance

Ride with confidence thanks to coverage for your bike, accessories, and trip interruptions.

Umbrella Insurance

Add an extra layer of security that shields you from life’s unexpected and costly “what ifs.”

Life Insurance

Plan ahead with term or whole life options designed to protect your loved ones long into the future.

Business Insurance

Secure your business with property, liability, and Buy-Sell Agreement protection you can count on.

Every year, rates change. Don’t miss the chance to lock in coverage before premiums rise.

Specialty & Adventure Coverage

From boats and personal watercraft to RVs, ATVs, and 5th wheels — Edward offers specialized coverage designed for the way locals in Frankfort, Tinley Park, Orland Park, Mokena, and New Lenox actually live. Don’t find out too late that your weekend toys weren’t fully covered.

Boats & Watercraft

Protection for your boat, jet ski, or personal watercraft so you can enjoy the water worry-free.

RVs & Motorhomes

Coverage for your RV, camper, or motorhome whether you’re parked, in storage, or on the move.

ATVs & Off-Road Vehicles

Specialized protection for your four-wheelers and off-road vehicles built for recreation and adventure.

Trailers & 5th Wheels

Coverage for travel trailers and 5th wheels so your getaways go off without a hitch and stay on track.

Why Your Neighbors Choose The Wilkins Group

Trusted by families and businesses across Frankfort, Tinley Park, Orland Park, Mokena, and New Lenox since 2012.

Local Service, National Strength

Backed by Farmers® but rooted right here in Frankfort.

Trusted for More Than a Decade

Serving families and businesses since 2012.

Always Here, Always Accessible

Available Monday–Friday, 8:30 AM–5:30 PM.

Personalized Policy Quotes

Every policy tailored to your needs.

Focused On the Local Community

Serving Frankfort, Tinley Park, Orland Park, Mokena & New Lenox.

Real People, No Call Centers

When you call, you talk to Edward’s team directly.

Modern home with security camera, protected by insurance

7 Ways to Lower Your Home Insurance Premium Without Sacrificing Coverage

September 11, 20250 min read

7 Ways to Lower Your Home Insurance Premium Without Sacrificing Coverage

Looking for lower home insurance premiums without risking gaps in protection? At Edward Wilkins Insurance Agency, we believe your peace of mind shouldnt come at the cost of hidden risks. As proud members of the Frankfort, IL community, we combine personal service with the tools and tech to help you savea0a0the smart way.


1. Bundle Home & Auto Policies

Most Illinois insurers, including Farmersae, offer generous discounts when you bundle home and auto insurance together. By combining policies at one local agency, you19ll reduce costs—sometimes by up to 15%—while streamlining your paperwork. Personalized, one-stop service? That19s what we deliver.

2. Upgrade Your Home Security

Security systems, smoke detectors, and smart sensors do double duty: they protect your home and can cut your insurance bill. Many modern policies reward proactive upgrades with premium reductions. We can show you how the latest tech—like smart doorbells or monitored alarms—helps satisfy insurers and boost your safety.

3. Increase Your Deductible (Cautiously!)

Raising your deductible can lower your monthly premium. But beware: a higher deductible means more out-of-pocket costs if you file a claim. We recommend a deductible level that balances monthly savings with what you could comfortably pay in an emergency. Our agents explain your options in plain English—no jargon, no gaps.

4. Maintain Good Credit

Did you know your credit score can affect your home insurance rates? Insurers often reward responsible credit with lower premiums. By regularly reviewing your credit and addressing minor issues, you could enjoy annual savings—protecting your wallet as well as your home.

5. Avoid Small Claims (And Know When to File)

Filing minor claims can drive up your insurance costs over time. Before submitting a claim, consult with our local team. We help you evaluate if a claim makes sense or if covering the minor costs yourself is smarter in the long run.

6. Update/Reassess Rebuilding Costs

Home values and local construction prices fluctuate. If you19ve renovated or market prices have changed, it19s time for a policy review. We use advanced analytics to make sure you19re not over—(or under!—)insured, so you19re only paying for the coverage you truly need.

7. Ask About Additional Discounts

Every household is different—and so are discount opportunities! From age of your roof to careers in teaching or first-responder roles, we help you discover every possible savings your situation deserves. Our agency19s AI-powered systems scan your profile so nothing is missed.


Ready for a personalized home insurance review?
Schedule your free, no-pressure demo with our experts and see how data-driven, local advice can maximize your savings without sacrificing protection.
Book Your Insurance Savings Review

At Edward Wilkins Insurance, you get real relationships and modern solutions—backed by national strength and local expertise.
Serving Frankfort and nearby communities: Tinley Park, Orland Park, Mokena, New Lenox.

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Emily Carter

Emily Carter is a results-driven marketing strategist with a passion for building authentic connections between brands and their audiences. With expertise in digital advertising, content strategy, and client relationship management, she has helped businesses across multiple industries increase visibility and revenue. Known for her collaborative approach and problem-solving skills, Emily thrives in fast-paced environments and enjoys mentoring colleagues to achieve both personal and organizational goals.

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Testimonials

Don’t take our word for it, hear what our happy clients have to say...

"I have worked with the SLP team for years. They have always provided me with great advise and there service as be the best around."

Nathan Klug

"I always hate having to renew my insurance, but the SLP Insurance team has made it easy for me to take care of all my needs in one place. Thanks!"

Kenneth McCreery

The right coverage can’t wait until after an accident or storm. Protect your family and business today with Edward Wilkins — your local Farmers® Insurance agent in Frankfort.

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